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Repaying your education loan in complete

Dienstag, Februar 25th, 2020

Repaying your education loan in complete

You can easily repay your education loan in full whenever you want. Uncover what you have to do and what the results are once you have made your last payment.

Before you repay your education loan in complete you’ll want to:

  • make sure that your contact and bank account details are as much as date, and
  • have your current loan stability.

You should check balance and improve your details in your myIR Online Services that is secure account. The total amount shown in your myIR account might not be the balance that is final.

In the event that you earn money from salary or wages

Your boss has until the 20th for the month that is following deliver these to us, therefore the stability shown may perhaps not consist of your most recent repayments. We must process the payments before allocating them to your student loan. Once you learn exactly how much is deducted from your own earnings you should use this to operate the amount out you’ll want to spend.

If you are offshore

Interest will be put into your loan when you have been offshore for 184 times or maybe more (about half a year). This starts through the after you leave New Zealand day. Inform us if you have been offshore for half a year or maybe more so we makes yes the amount that is correct of happens to be added.

Outstanding re payments or tax statements

For those who have any outstanding repayments or taxation statements you need to e mail us.

In the event that you spend within 30 days of having your last loan stability

We will cancel any interest charged:

  • involving the date you received the total amount, and
  • once the re payment flow from.

You need to do before we can close your loan there are some final things.

Ensure you get your documents as much as date

File any outstanding tax returns. (mehr …)