HSBC private Instalment Loan: How getting authorized for the loan

HSBC private Instalment Loan: How getting authorized for the loan

Item Information

Eligibity

  • You need to be a Hong Kong resident
  • You should be at the very least 18 years of age
  • You’ll want an income that is monthly of least HKD5,000

How exactly to use

HSBC Private Online Banking clients

Clients or customers that are HSBC private online Banking

Phone our Application Hotline

(852) 2748 8080

Easy steps for loan application via HSBC HK Mobile Banking application

Note: The display screen shows and also the images for the site are for guide and example purposes just.

Loan resources and solutions

Publish document that is supporting unsecured loans application

Which HSBC solution that is lending your right match?

Look for a suitable loan item to fit along with your particular needs by responding to several easy concerns.

Personal Loans Comparison

An evaluation of Tax Loan with Instalment Loan.

Smart great tips on loans

Discover tips about how to borrow sensibly.

Associated services and products

Private Instalment Loan Redraw

Redraw against your loan and never have to re-apply.

Revolving Credit Facility

Pay only interest regarding the credit you utilize as opposed to a hard and fast payment that is monthly.

Consol

Clear the money you owe faster utilising the private Instalment Loan Balance Consolidation Program.

Money Instalment Arrange

Supplemental income and flexibility that is financial realise your individual objectives. Transform your available credit limitation into immediate cash or move the balance that is outstanding other bank cards to your HSBC charge card account.

To borrow or otherwise not to borrow? Borrow as long as you are able to repay!

Information

Remarks

  1. Applications need to be submitted throughout the Bank’s solution hours (Monday to Friday: 9 am – 8 pm, Saturday: 9 am – 5 pm, Sunday and public vacations: 12 noon – 12 midnight, or branch’s that is individual hours) with all needed information (including without limitation a legitimate HSBC bank account quantity) and papers. The turnaround that is actual begins when all of the needed info is successfully input to the Bank’s application assessment system and also the Bank might provide the moment application result and investment disbursement. Processing time can vary greatly in a few instances according to the real circumstances of specific applications.
  2. Minimal redraw is HKD3,000 and you really must have had an individual Instalment Loan account fully for at the least three months. The financial institution reserves the final right of enabling clients to redraw or perhaps not and it has discretion that is sole figure out the redrawn quantity and tenor.
  3. Just relevant to clients who effectively submit an application for and drawdown the mortgage throughout the marketing duration with an approved loan level of HKD1,500,000 or above. Month-to-month rate that is flat 0.11% and Annualised portion Rate (APR) is 2.47% for a payment amount of year. The APR is determined utilizing technique specified in appropriate recommendations granted by the Hong Kong Associations of Banks, and it is curved up or down to the nearest two decimal places. An APR is just a guide price, which include all relevant rates of interest, costs and fees associated with the product, expressed as a rate that is annualised.
  4. An Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HKD100,000 or above must be approved during the Promotional Period to be eligible for HKD100 cash rebate under the Document Submission Offer.
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  6. Please be aware that individuals usually do not appoint any 3rd events to refer private Instalment loan requests to us and won’t process any application that has been called by an authorized under useful arrangement. For enquiry, please phone our hotline at (852)2233 3000.

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